Youth Accounts

It's never too soon to start learning about money. Let SAFE help you establish healthy money habits early with our youth accounts. 

Start early. Learn fast. 

When it comes to managing money, the sooner you start, the better! When you begin your financial journey at SAFE, you'll have a variety of account types to choose from--all tailored specifically for you. Everything from savings certificates to your first debit card, SAFE has the tools to set you up for a future of financial success. 

Millionaires of Tomorrow banner

Millionaires of Tomorrow Youth Savings

For our members under 13, a Millionaires of Tomorrow Youth Savings Account is the fun way to learn all about the value of saving. It's the easy way to save allowances and cash gifts. Plus, children receive a free gift when the account is opened. 

OPEN AN ACCOUNT

Y Account

With a Y Account, young members age 13 - 17 learn money management with a savings or checking account of their own. Teens over 15 may qualify for a Visa® Debit Card.

OPEN AN ACCOUNT

Young girl standing next to text Y Account

 

Young man next to U29 account text

 

U29 Account

If you're 19 - 29, a U29 account is one of the best ways to start building a positive credit score and to learn about the right way to use credit. Members 21 and older may qualify for a credit card with their U29 account. 

OPEN AN ACCOUNT

Youth Account Rates

Millionaires of Tomorrow Youth Certificate
Annual Percentage Yield as high as
1.50%
APY*
Y Account Certificate
Annual Percentage Yield as high as
2.50%
APY*
U29 Account Certificate
Ages 18-29
1.75%
APY*
Y Checking
Annual Percentage Yield as high as
0.05%
APY*
U29 Checking
Annual Percentage Yield as high as
0.05%
APY*