Online Account Access… done with EASE, CONVENIENCE, and SECURITY

The Internet is changing the way we live, work, shop - and bank! SAFENET gives you a whole new way to manage your finances, putting your SAFE Federal Credit Union accounts at your fingertips any time of the day or night.

It's Easy

  • Check account balances
  • Transfer funds
  • Make loan payments

It's Convenient

  • Available 24 hours a day, 7 days a week.
  • Never have to leave your home


  • The latest security techniques keep your transactions completely secure and confidential.

Bill PayBill Pay

To improve member's SAFENET Bill Pay experience, we have changed service providers. Effective July 21, 2010 we began using CheckFree to process bill payments. If you would like to see the new and upgraded features in action, click here to open the online video demonstration.

New and Upgraded Features

  • One Glance Payment Center - Pay multiple bills with 
one click and view recent payment activity
  • E-Bills - Receive and pay your e-bills at one easy, 
secure location
  • Receive email notifications about when your bills 
are due or paid
  • Payment processing begins as soon as you "click to pay"
  • Every payment carries a 100% guarantee to get it to 
where you sent it
  • Member service available 7:00 a.m. - 1:00 a.m. EST, 
seven days a week

Still not signed up for SAFE's CheckFree Bill Pay? Sign up today and see how simple paying bills can be, and it's FREE!

Overnight Check Payments

SAFENET members can now overnight a payment to any biller that receives paper check payments for a low fee of $14.95 per payment.

The overnight paper check payments can be sent to any biller within the 48 contiguous states as long as the member provides:

  • Delivery address (no P.O. boxes, international or military addresses)
  • Amount
  • Date

How to Request an Overnight Check Payment in SAFENET

To request the Overnight Check Payment option members should click on the Dynamic Calendar and choose tomorrow's date. When hovering over the date, the fee for sending the payment overnight will display in the yellow highlight. In the lower right corner members can view more detail regarding the fee for the overnight payment.

The cut off time for all overnight payments will be 2pm EST.

All overnight check payments will be sent as laser draft checks and cannot be scheduled for a weekend or holiday delivery.

UPS is the chosen vendor for delivery of the overnight payments. Members will be sent two emails after scheduling an Overnight Paper Payment:

  • The first a confirmation email confirming their choice to send an Overnight Check Payment.
  • A second email will be sent providing members with the UPS tracking number for their payment.

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SAFE Federal Credit Union


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